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Post-Penny America: Digital Commerce and Legal Implications
Presented by Tracy Sanders Rucker
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Course Description
Length: 59min Published: 8/14/2026 
This CLE course, presented by Tracy Sanders Rucker, delves into the legal challenges and implications of a post-penny, cashless economy in the United States. As digital commerce becomes increasingly prevalent, legal professionals must navigate the complexities of consumer protection, regulatory enforcement, and fintech innovations. The course examines the impact of declining physical currency, the rise of digital payments, and the regulatory landscape surrounding these changes. Participants will gain a comprehensive understanding of how these shifts affect legal risk, data privacy, and compliance strategies.
Learning Objectives
* Understand the transition towards a cashless economy and its legal implications.
* Analyze the impact of digital commerce on consumer protection and regulatory enforcement.
* Evaluate the role of fintech in reshaping financial services and legal frameworks.
* Identify compliance strategies for digital payment systems and data privacy obligations.
* Explore the historical context and future trends of currency and digital transactions.
* Recognize emerging litigation and enforcement trends in digital marketplaces.
* Discuss the significance of rounding practices and their impact on pricing and donations.
* Gain insights into the evolving role of traditional financial institutions in a digital economy.
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Presented By:
Tracy Sanders Rucker
Los Angeles, CA
323-209-5575
sanderstracyL@yahoo.com
