Post-Penny America: Digital Commerce and Legal Implications Part 2

This CLE course delves into the transition towards a cashless economy in the United States, examining the legal implications of declining physical currency and the rise of digital payments. Participants will gain insights into how federal and state laws intersect with emerging digital commerce models, focusing on payments disclosures, fraud prevention, and data privacy. The course also addresses the compliance risks for retailers and fintech platforms, emphasizing consumer protection and anti-discrimination measures. Legal professionals will learn about the roles of key federal agencies, such as the U.S. Treasury and the Federal Reserve, in managing this transition, and will be equipped with strategies to advise clients on adapting to new regulatory landscapes.